I am an Asian who has renewed my car insurance policy with Direct Line Insurance UK for two times. However, I am extremely regret now because of the two claims happened in these few months:
1. The first one is, when I sent them the receipt of a car repair from my own garage, the CS Team said their engineer asked for more repair details despite it is only a small damage (proved my photos sent to them). Although mentioned for three times suggesting their engineer to list out what items are expected in his mind, the CS keep replying the same every time ignoring my request. The case was being kept back and forth for 3 months now.
2. The second one is a slight collision at the back of another car (no injury) when that driver waited at the exit of a side road for over 10 seconds then move forward into the main road for a meter but suddenly stopped again causing me to hit slightly at the back. His car is 24 years old therefore had a little damage while my car has no damage at all.
Despite providing my dash camera video showing that the driver is obviously doing "Manuover before checking" and "Unnecessary second stop", the claim team kept insisting that I have to bare all the responsibility and will close the case assp. To be honest, despite evidence is difficult to be found, I am really suspecting there is any illegal event behind them.
To conclude, beware of Direct Line Insurance UK.
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